Essential
Estimated Installed Price
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Project efficiency
Warranty
Why homeowners choose it
HVAC Replacement Cost Calculator for the Sacramento Area
Answer a few questions about your house and the calculator returns a price range for a replacement air conditioner, furnace, heat pump or ductless system, with the rebate for your ZIP code already applied. It takes about two minutes. The range is not a binding quote, and we explain below exactly what it is built on.
Get Your Instant HVAC Estimate
Answer a few quick questions to see a preliminary replacement price range.
Local pricingNo obligation3 HVAC options
Step 1
Getting started
Enter your home address
We’ll use it to check local pricing, available rebates and—when property data is available—your home’s approximate size.
Select your address from the suggestions.
What would you like help with?
How many main HVAC systems serve your home?
Count only the main systems that heat or cool your living areas. Don’t count window or portable units, or a mini-split serving only a garage or single room. Example: separate systems for upstairs and downstairs = 2 systems.
What type of main HVAC system do you have now?
Choose the main system you want us to price for replacement.
A short description is enough. We’ll use it to better understand the existing setup.
How many thermostats are in your home?
Count the wall thermostats used by your main HVAC systems. You don’t need to know which thermostat controls which system.
Do you know how many thermostats control the main HVAC system you want to replace?
If you know, choose the answer below. If you’re not sure, that’s okay — we’ll include the more conservative possible multi-zone allowance and verify the exact setup during your free in-home evaluation.
What would you like to install?
Which package unit would you like to install?
Package units combine the main heating and cooling components in one outdoor cabinet. Package-unit placement is treated as part of the package-unit scope, so we won’t ask a separate equipment-location question.
What kind of space is this?
What size system are we pricing?
Home data found—
Enter an approximate square footage, or use the system tonnage below if you know it.
I know my current system tonnage
If you know the tonnage from the equipment label or a previous estimate, select it here. Square footage is not required.
I know my current furnace BTU input
If the furnace data plate shows the input capacity, select it here. Final furnace sizing is confirmed during the in-home evaluation.
Where is the indoor HVAC equipment located?
What condition is the ductwork in?
Will this new installation use existing ductwork?
Is the electrical circuit ready for the new HVAC system?
How many floors will the system serve?
Would you like separate temperature control for different areas of the home?
For example, separate upstairs/downstairs control or independent control for an addition, bedroom area, or living area.
Is natural gas available at the property?
Is this a new ductless installation or a replacement?
How many areas or rooms will this ductless system serve?
Count the indoor units / independently conditioned areas included in this ductless project.
About how much space will the ductless system serve?
Which indoor unit style do you prefer?
How many of each indoor unit type?
The total should match the number of zones you selected. This lets us price each indoor unit style accurately.
Total indoor units: 0
Will the Slim-Duct unit(s) use existing ductwork?
New ductwork pricing includes a standard short-duct package per Slim-Duct unit. Extensive or complex ductwork is confirmed separately on site.
When are you planning the project?
We’re preparing your personalized HVAC estimate
✓ Matching preliminary system size✓ Checking local pricing✓ Looking for available rebates✓ Preparing Essential, Comfort & Ultimate options
Your 3 personalized HVAC options are ready
Enter your email and phone to see your Essential, Comfort and Ultimate pricing, equipment options, available rebates and detailed preliminary proposal.
Not sure which system is right?
An HVAC specialist can evaluate your property, current setup and comfort needs, then prepare the right options. We use your email and phone to confirm the visit and send the recommendations afterward.
✓ System evaluation✓ Preliminary sizing✓ Rebate review✓ Essential / Comfort / Ultimate proposal
Choose a convenient time for your free HVAC visit
Your information is saved. Select a time in our online booking calendar so an HVAC specialist can evaluate the property and prepare the right proposal.
Choose Appointment TimeYOUR HVAC OPTIONS
Your preliminary Essential, Comfort & Ultimate options
We prepared all three options so you can compare installed price, financing, comfort level and included equipment side-by-side.
Schedule My Free In-Home Evaluation
Comfort
Estimated Installed Price
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Project efficiency
Warranty
Why homeowners choose it
View Technical System Details
Ultimate
Estimated Installed Price
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Project efficiency
Warranty
Why homeowners choose it
View Technical System Details
Quick comparison
Specifications shown are for the equipment currently matched to your project and are confirmed on site.
Why is there a price range?
The online estimate allows for jobsite conditions that cannot be confirmed from the form alone, including electrical or breaker work, the existing refrigerant line set condition or required replacement, code-required upgrades, additional materials, access, drain/condensate work and other installation details.
Your exact final scope and price are confirmed after an on-site evaluation.
More options are available. Showing selected recommended options. Additional brands, equipment configurations, and price ranges are available upon request.
Licensed C-20 #1158521 · Insured 5.0 on Google10-Year Goodman Parts Limited Warranty + 3-Year Levano Labor Warranty2,000+ installations completed
Have photos or another estimate? Upload them →
Optional — upload an existing estimate or photos of your current equipment. This can help us prepare before we contact you.
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Comfort option
Schedule
How the calculator prices your system
Most online HVAC calculators multiply square footage by a national average. This one is built on the pricing we actually use in the Sacramento area, and it asks the questions that move the number:
- Your address. It looks up the property where it can, so the size and age of the house come from records rather than a guess.
- What you have now and what you want. A gas furnace with a separate air conditioner, a heat pump, or a ductless system for a room or an addition. Replacing both halves at once prices differently from replacing one.
- System size. If you know the tonnage on the existing unit, it uses that. If not, it sizes from the house. Either way, the final size on a real quote comes from a load calculation, because the original equipment in most 1990s tracts was oversized.
- Ductwork. Minor repairs, sealing to pass the Title 24 leakage test, or replacement. Ducts are where Sacramento-area estimates most often go wrong, so the calculator does not ignore them.
- Your ZIP code. This decides which utility you are on, and the utility decides the rebate. See the next section.
You get three options, which we call Essential, Comfort and Ultimate, and a range for each. On a typical replacement the range is about six percent wide.
Rebates by utility: SMUD, Roseville Electric, PG&E
The Sacramento area has three electric utilities and the rebates are completely different, which is why the calculator asks for a ZIP code before it prices anything.
- SMUD covers Sacramento, Elk Grove, Citrus Heights, Carmichael, Rancho Cordova and most of Folsom. At the time of writing it pays $3,000 for a variable-stage heat pump or $2,000 for two-stage when it replaces gas heating, plus up to $2,000 toward a panel upgrade.
- Roseville Electric covers the City of Roseville only and runs its own smaller program for heat pumps.
- PG&E covers Rocklin, Lincoln, Loomis, Granite Bay, El Dorado Hills and some Folsom addresses. There is no utility rebate on a new air conditioner, and heat pump incentives come from statewide programs when they are funded.
The federal 25C tax credit ended for systems installed after December 31, 2025, so the calculator does not include it. Our rebate guide lists the current programs in detail.
The Sacramento-area ranges the calculator starts from
For orientation before you run it, these are the installed ranges local cost guides report for 2026. Our guide to what a new HVAC system costs goes through them by size and by home.
- Air conditioner only, 2 to 2.5 tons: roughly $6,000 to $8,500. 3 to 3.5 tons: $8,000 to $11,000. 4 to 5 tons: $11,000 to $14,000 and up.
- Full system, furnace and air conditioner together, for a typical 1,500 square foot home: roughly $11,000 to $15,000.
- Heat pump replacing both: similar to a full system before the rebate, and often less after it in SMUD territory.
- Ductless mini-split: a single zone from about $1,200 to $5,500, multi-zone systems from $4,000 up.
Two identical houses on the same street can land thousands apart because of the ducts, the electrical panel and the attic access. That is why the calculator asks about them.
What the estimate includes, and what it does not
Included in every range: the equipment, labor, the city or county permit, the Title 24 HERS verification California requires, a new pad and line set where they are due, and commissioning with the readings written on the invoice.
Not included unless you select it: a panel upgrade, full duct replacement, zoning for a two-story home, and asbestos abatement in the oldest houses. If any of those apply, the in-home visit is where the number gets pinned down.
Financing and monthly payments
The estimate can be shown as a monthly figure as well as a total. The actual rate and term depend on the lender and your credit, so treat the monthly number as an illustration and ask us for the current programs when we quote. We do not add the cost of financing into the equipment price.
From estimate to a real number
- Run the calculator. Save or email the estimate; it is yours to keep whether or not you call.
- If you want the exact price, book the in-home visit from the estimate page. We measure the house, test the ducts, check the panel and confirm the size with a load calculation.
- You get a written quote with the rebate applied and the two or three options side by side. No pressure on the day.
Not sure the old system is done? Start with our guides to when to replace a furnace and how long an air conditioner lasts. Deciding between gas and a heat pump? See heat pump vs furnace in Sacramento. Installation pages by city: Sacramento, Roseville, Rocklin, Folsom and Elk Grove.
Frequently asked questions
How accurate is an online HVAC cost calculator?
This one returns a range about six percent wide, built on our local pricing and the details you enter. It is not a binding price. The in-home visit confirms the size with a load calculation and checks the ducts and the panel, which is where estimates most often move.
What size HVAC system do I need?
The calculator sizes from the existing unit’s tonnage if you know it, or from the house if you do not. The final size on a quote comes from a Manual J load calculation. The original equipment in most Sacramento-area tract homes was oversized, so the replacement is often a half ton smaller.
How much does a new HVAC system cost in the Sacramento area in 2026?
Local guides put a full furnace-and-AC replacement for a typical 1,500 square foot home at roughly $11,000 to $15,000, and an air-conditioner-only replacement at $6,000 to $14,000 depending on size. The calculator narrows that to your house.
Does the calculator apply the SMUD heat pump rebate?
Yes, by ZIP code. SMUD addresses see the current gas-to-electric heat pump rebate applied to the heat pump options. Roseville Electric addresses see that utility’s program. PG&E addresses see no utility rebate, because there is not one for HVAC.
What is included in the estimate?
Equipment, labor, permit, the Title 24 HERS test, pad and line set where due, and commissioning. Panel upgrades, full duct replacement, zoning and asbestos work are separate and are priced at the in-home visit.
Do I have to replace my furnace when I replace my air conditioner?
No. If the furnace is young and healthy, a new air conditioner paired with it is the cheaper and sensible choice, and the calculator prices that. If both are past fifteen years, replacing both, or replacing both with one heat pump, usually costs less than doing them two years apart.
Is the estimate a binding price?
No. It is a range built on what you entered. The written quote after the visit is the price, and we hold it.
Do I have to enter my phone number?
To see the estimate, yes, because we send it to you and use it to prepare the visit if you book one. We do not sell leads or pass your details to other contractors.
